Making financial power work for local places

Increase flows of investment within local economies by harnessing and recirculating the wealth that exists, as opposed to attracting capital. This includes redirecting local authority pension funds and supporting mutually owned banks.


Access to credit is the life blood of many small businesses. Without it they struggle to operate and compete. Yet the UK banking sector is orientated to global markets rather than local investment and economic development and, in recent years, we’ve seen a stagnation of lending to small business and a loss of connection between lenders and communities.


Rather than attempting to attract national or international capital, community wealth building seeks to increase flows of investment within local economies, by harnessing the wealth that exists locally. Measures that channel investment to local communities while still delivering a steady financial return for investors include:

Key reading

Explore the other principles of community wealth building →